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Contact Cathy Bowan or Marilyn Furry Cathy Bowen Marilyn Furry

The NEFE High School Financial Planning Program®
2007 Revised Curriculum

The NEFE High School Financial Planning Program® (HSFPP) was created to (1) educate high school students about sound money management skills and the financial planning process, and (2) help teens begin to develop positive behaviors that are necessary to attaining financial maturity and achieving a secure future. The National Endowment for Financial Education® (NEFE®) offers the HSFPP in partnership with Cooperative State Research, Education, and Extension Service, USDA, and participating Land-Grant University Cooperative Extension Services and the Credit Union National Association, Inc. (CUNA), and America's Credit Unions.

The program provides a number of practical advantages.

  • Proven to Work. This program is built around a methodology and philosophy that have been proven in independent studies to change students' knowledge, actions, and self-confidence related to money.
  • Free. All of the HSFPP materials are available without charge or shipping costs (all materials) to high schools and other organizations throughout the United States.
  • Turnkey. The program is designed for easy classroom implementation.
  • Flexible. It is designed to be completed in as few as 16 classroom hours or over longer or shorter periods of time if desired.
  • Noncommercial. The HSFPP is strictly educational in nature with no product recommendations and nothing to sell.
  • Technology Links. This program is current with today's technology. While the print curriculum stands on its own, it is complemented and integrated with a suite of Web sites that will provide an ever-growing body of learning opportunities for students, teachers, and parents.

The HSFPP Curriculum

The NEFE HSFPP consists of several component parts both in print and on the Internet that are designed to work together. The print classroom materials can be used independently of the Internet resources, but schools with the ability to use both media will be able to provide a deeper experience for students.

  • Student Guide. All students receive a copy of the 128-page Student Guide. These guides are intended to remain the students' property, so teachers will want to order student guides every time the course is taught. Student guides may be ordered in whatever quantity needed for each class.
  • Instructor's Manual. Teachers are provided with this Instructor's Manual, which contains all of the resources that are needed to become acquainted with the course and how to teach it. The Instructor's Manual also contains hard copies of all the supplementary materials referenced in each of the seven units.
  • Supplementary Materials CD. This program comes with a supplementary CD, which contains electronic versions of all the supplementary materials. It also includes presentation visuals and other resources that will prove helpful in teaching the program in your classroom.
  • Presentation Visuals (PDF and PowerPoint®).The HSFPP comes complete with presentation visuals in PowerPoint® and PDF (for transparencies or handouts) formats for effective use in the classroom.
  • Web Sites. Web sites are available for use with the program. The sites can be reached from the same Web address, hsfpp.nefe.org, the HSFPP home page. The menu in the upper right-hand corner leads you to different Web sites within the HSFPP portal
    .
    • Instructor's Web Site. As a HSFPP instructor, you can gain access to the Instructor's Web site, where you will be able to order materials online. You also will find an ever-growing body of learning tools, articles, and resources to enhance and build on the classroom experience you want to achieve with your students. On that site, you can sign up to participate in an E-zine that will keep you advised of all new program features, content, and enhancements.
    • Student's Web Site. Students will have a Web site of their own where they can access articles, tools, and games that can take their HSFPP learning to higher level and move them toward practicing the behaviors the program teaches.
    • Parent's Web Site. Here parents have an opportunity to play a role in helping reinforce the units teachers are using in the classroom. This Web site will contain a continually growing body of educational tools for parents to use with their teens in achieving this goal.

National and State Standards and the HSFPP Curriculum

The competencies and objectives of the NEFE HSFPP have been correlated to educational standards in all 50 states and several national subject-area standards. These crosswalks are available on the HSFPP Instructor's Web site, which can be reached at hsfpp.nefe.org.

NEFE HSFPP Educational Approach

Three learning concepts are built into the curriculum.

  1. The Four-Phase Learning Process, which moves a student from inquiring to gathering and processing, and finally to applying the skills, knowledge, and attitudes that they have learned.
  2. Competency-Based Learning, the goal is to provide students with the tools needed to perform each the core competencies.
  3. Continuous Learning, a variety of opportunities is provided for students to use what they learned outside the classroom.

Student Performance
Each unit has several assignments and at least one assessment with required criteria design to evaluate students' ability to apply what has been learned. The assignment and assessment guides provide the educator with a method for evaluating the students' performance and a means to provide learners with feedback on their performance.

Ordering the High School Financial Planning Program
The curriculum may be ordered online at hsfpp.nefe.org

  1. Click on "instructors" in the upper-hand corner of the HSFPP Home Page. The instructor login page will appear.
  2. Once you have logged into the instructor's site, look for the materials ordering section.

    If you don't already have an instructor's account, you can sign up for access at the same place.

Copyright Information
This publication is available in alternative media on request.
Penn State is committed to affirmative action, equal opportunity, and the diversity of its workforce.
Please e-mail us with your questions, comments or suggestions at cfb4@psu.edu.
Last Update: July 14, 2008
Financial & Consumer Literacy contact:
Cathy Bowen cbowen@psu.edu or Marilyn Furry mfurry@psu.edu

 

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